A few weeks ago, my teen daughter and her friends went on a trip to the beach. Now, I want my daughter to have tons of fun, but I also worry. What if she were to get hurt or injured? She didn’t, thankfully, and she came back with some great memories. As parents, we want what’s best for our children, so it’s best to be prepared for the “just in case.” That is why supplemental insurance is so important.
What Is Supplemental Insurance?
Supplemental insurances can save you high out-of-pocket expenses in cases of accident, cancer or critical illness by covering costs that medical insurance simply isn’t designed to cover. These things might include groceries, parking costs, child care and more. Let’s face it, there is way more cost involved in health situations than just that medical costs.
According to the National Safety Council, the total cost of unintentional injuries in 2011 was $753 billion.
According to Bankrate.com, a recent study shows that if someone encounters a significant, unexpected expense, such as an emergency room visit, only 38 percent of respondents indicated they could cover it with cash they have on hand in a savings account or checking account.
What Type Of Accidents Do I Need To Protect Against?
I used a car accident or anything that might happen to my daughter while we are apart as an example. However, there are so many more accidents that we need to prepare for. Kids play all kinds of sports in the summer. And 2.6 million children will end up in an emergency room thanks to a sports related injury this year. It’s really easy to prepare for an accident so that it doesn’t become a financial burden on the family. It can just be another story to tell at the next family reunion.
Get Your Money When You Need It Most
Aflac recently introduced One Day PaySM – an initiative that allows Aflac to process, approve and pay eligible claims in just a day. More than 19 million accidents occur at home yearly. And the average expense of an individual injury is $5,500. That’s a lot of money. IN times like these, you want to pay as little out of pocket as possible. That is why Aflac supplemental insurance is such a great investment.
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
View Comments (40)
Thankfully we have awesome health insurance, which covers everything. This sounds great for people who don't have it so good.
It is good to have as much insurance as possible! I am sure Aflac gives people more peace of mind.
I totally could have used Aflac a few years ago when I had to have surgery. I need to look in to it so I will be covered if anything else comes up.
I never heard of this insurance company before but I really like all the benefits. Thanks for the great info :)
It's so important to prepare for any eventuality. You never know what might happen.
Supplemental accident policies are such a great idea! You never know when the unexpected is going to happen and I love that Aflac helps you to be prepared!
Like many people, I am guilty of not looking into this type of insurance...it's s important to consider!
We have very good insurance which covers everything but what a great plan for those who need it.
My son has this insurance and I was amazed how well it works for him and covers his needs.
The first time I heard about Aflac, I loved it. There's really no telling what could happen to us or when.